Global Expansion Strategies for FinTechs in Emerging Markets: A Playbook for Leaders
2nd August 2025
Exclusive
What the Future Holds for Digital-Only Banks: Navigating the Next Era of Banking
Flipkart Gets a Lending Licence: A Bold Leap into Embedded Finance
.jpg)
The Future of Payments: Trends Reshaping Transactions in 2025
Biometric Payments: The Next Big Trend in Secure Transactions
How AI is Transforming the Credit Scoring System
QR Codes and the Cashless Leap: Transforming India's Financial DNA
How Open Banking is Shaping Financial Services Globally
The Evolution of Fintech Regulation: What’s Next?
Top Fintech Innovations Shaping 2025: The Future of Finance
The Role of Cryptocurrencies in Cross-Border Payments
The Impact of 5G on Fintech Services
The Rise of Contactless Payments: Benefits and Security Concerns
Subscribers: 153
Indians Moving Funds from FDs to Stocks & Mutual Funds as Investment Trends Shift
News
18 June 2025
1 min read
383
Indian households are increasingly moving away from traditional bank fixed deposits (FDs) in favour of stocks and mutual funds, according to recent RBI and industry data. The share of FDs in household financial assets has fallen from 50.5% in FY20 to 45.8% in FY25, while mutual fund folios have surged past 23 crore, up from 10 crore in 2021.
This shift is attributed to lower FD returns following RBI’s 100 bps repo rate cut and rising awareness of market-linked investment options. The mutual fund industry’s AUM has tripled to ₹69.5 lakh crore during the same period.
Experts note that improved digital access, changing risk appetite, and long-term return expectations are driving this transformation in India’s investment landscape.
Reference: IndiaTimes
👍 0
💬 0
Read Next
News
India’s Digital Payment Boom: Sitharaman Hails 11-Year Cashless Transformation
News
Groww's Parent Company Files Confidential IPO Papers, Aiming to Raise Up to $1 Billion
Blog
Global Expansion Strategies for FinTechs in Emerging Markets: A Playbook for Leaders
News
FM Sitharaman Reviews Banking Sector's Cybersecurity Amid Rising India-Pakistan Tensions
News
RBI Flags Persistent Challenges in Microfinance Sector, Cautions on High Interest Rates and Recovery Practices
Article
What the Future Holds for Digital-Only Banks: Navigating the Next Era of Banking
×
Live Polls
Live Discussion
Topic Suggestion
Whom Do You Wish To Hear
Leave your opinion / comment here