Global Expansion Strategies for FinTechs in Emerging Markets: A Playbook for Leaders
2nd August 2025
Exclusive
Flipkart Gets a Lending Licence: A Bold Leap into Embedded Finance
The Evolution of Fintech Regulation: What’s Next?
How AI is Transforming the Credit Scoring System
.jpg)
The Future of Payments: Trends Reshaping Transactions in 2025
The Role of Cryptocurrencies in Cross-Border Payments
The Impact of 5G on Fintech Services
Biometric Payments: The Next Big Trend in Secure Transactions
Top Fintech Innovations Shaping 2025: The Future of Finance
What the Future Holds for Digital-Only Banks: Navigating the Next Era of Banking
QR Codes and the Cashless Leap: Transforming India's Financial DNA
How Open Banking is Shaping Financial Services Globally
The Rise of Contactless Payments: Benefits and Security Concerns
Subscribers: 128
Cred Eyes $100–$200 Million in Fresh Funding Amid Valuation Dip to $4 Billion
News
21 April 2025
1 min read
391
Fintech unicorn Cred is reportedly in advanced talks to raise a fresh round of capital, even as its valuation sees a sharp correction of over 30%—from $6.4 billion in 2022 to an estimated $4 billion. The funding round, pegged between $100 million and $200 million, is expected to be led by GIC, Singapore’s sovereign wealth fund, with participation from existing investors such as Peak XV Partners, Tiger Global, Ribbit Capital, and QED Innovation Labs.
Founded by Kunal Shah, Cred has built a niche in India’s financial ecosystem by rewarding creditworthy users and expanding into credit products, commerce, and bill payments. Despite the markdown, the move to raise funds reflects continued investor interest in the platform’s long-term vision and monetization roadmap.
The valuation adjustment aligns with a broader recalibration in the startup ecosystem, where profitability and sustainable growth have become key investor priorities. Cred, which last raised $140 million in mid-2022, is expected to use the fresh capital to further develop its product stack, improve customer experience, and potentially pursue new acquisitions.
References:
👍 0
💬 0
Read Next
Blog
Open Banking & Open Finance: Are We Ready for True Interoperability?
News
Pine Labs Files DRHP with Seeks ₹2,600 Crore IPO, Eyes $4–5 Billion Valuation
News
Amitabh Kant Emphasizes Inclusivity and Diversity in Fintech Self-Regulatory Organizations
News
UPI 2.0: NPCI Set to Slash Transaction Times, Ushering in a Faster Digital Payments Era
Article
The Impact of 5G on Fintech Services
News
Markets Open Lower as Global Trade Concerns Weigh; Nifty Below 25,500
×
Live Polls
Live Discussion
Topic Suggestion
Whom Do You Wish To Hear
Leave your opinion / comment here